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Blogs 2016 October Understanding Homeowner Insurance Claims
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Understanding Homeowner Insurance Claims

Posted By Law Office of James M. Stanley || 19-Oct-2016

Homeowners insurance is often overlooked as a source of compensation for people who have been injured due to the negligence of another. Almost all homeowners insurance policies include liability coverage that covers unintentional injuries caused by members of the household, regardless of where the injury takes place. Below, we take a closer look at these claims and the challenges injury victims may face as they seek relief.

What Does Homeowners Insurance Cover?

Claims have been covered under homeowners insurance include:

  • Dog bites
  • Gun accidents
  • Failure to supervise children
  • Providing alcohol to minors
  • Certain claims arising out of sexual assaults
  • Hazardous property conditions

Securing the Relief You Deserve

If you've suffered a serious injury due to the negligence of another, you may be relieved to learn that the homeowner has homeowner insurance. Unfortunately, homeowner insurance claims are much like other insurance claims in that the provider will likely resist paying out what the victim deserves.

Hiring a proven Fort Worth personal injury attorney is the most effective way to show an insurance provider that you're taking the claim seriously and are willing to negotiate—and even litigate—in order to receive the compensation you deserve.

At the Law Office of James M. Stanley, our firm has been helping injury victims recover the money they deserve since 1976. Over that time, our experienced team of legal advocates has recovered millions of dollars in compensation for clients who have been injured, bereaved, and wronged.

Ready to start exploring your legal options after your injury? Call our offices to request a consultation today. Se habla español.

Categories: Personal Injury

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Our Areas of Practice

  • Bicycle Accidents
  • Car Accidents
  • Catastrophic Injuries
  • Child Injuries
  • Construction Accidents
  • Electrocution
  • Fire & Explosions
  • Motorcycle Accidents
  • Pedestrian Accidents
  • Premises Liability
  • Product Liability
  • Trucking Accidents
  • Workplace Injuries
  • Wrongful Death

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The following is a sampling of some of the many cases we have had the privilege to handle on behalf of our clients. Each case is unique and must be evaluated on its own merits. Past results do not predict future results.​​

  • Catastrophic High Pressure Water Injury Resulting in Ruptured Colon, Infections, Multiple Surgeries Required

    NET TO CLIENT $3,069,546.66

  • Catastrophic Brain Injury/Motor Vehicle Accident

    NET TO CLIENT $3,018,051.78

  • Electrocution involving Defective Product

    NET TO CLIENT $2,491,510.87

  • Wrongful Death caused by Employer Negligence

    NET TO CLIENT $1,119,736.98

  • Grandmother seriously injured when rear-ended by 18-wheeler oil

    NET TO CLIENT $977,516.95

  • Wrongful Death due to Employer Negligence

    NET TO CLIENT $852,773.73

  • Wrongful Death caused by Employer Negligence.

    NET TO CLIENT $841,000.00

  • Catastrophic Injury caused by Defective Product.

    NET TO CLIENT $714,000.00

  • Wrongful Death caused by Employer Negligence

    NET TO CLIENT $728,664.19

  • Serious injury caused by 18-Wheeler blocking road

    NET TO CLIENT $584,309.41

  • Wrongful Death caused by Medical Malpractice.

    NET TO CLIENT $443,360.00

  • Wrongful Death and Survival Action

    NET TO CLIENT $461,423.23

  • Wrongful Death of a Fetus and Serious Personal Injury

    NET TO CLIENT $584,062.75

  • Wrongful Deaths

    NET TO CLIENT $532,211.06

  • Wrongful Death of a child

    NET TO CLIENT $499,266.40

  • Serious injuries to driver of 18-wheeler

    NET TO CLIENT $465,230.35

  • Wrongful Death caused by Medical Malpractice.

    NET TO CLIENT $359,520.00

  • Wrongful Death of a Child

    NET TO CLIENT $303,070.11

  • Wrongful Death of a Child

    NET TO CLIENT $380,345.57

  • Wrongful Death caused by physician negligence

    NET TO CLIENT$345,526.90

  • Serious Personal Injury

    NET TO CLIENT $352,813.23

  • Wrongful Death of a Child

    NET TO CLIENT $320,706.81

  • Medical negligence by hospital

    NET TO CLIENT $284,156.68

  • Wrongful Death Alcohol-Related Accident

    NET TO CLIENT $341,061.50


*The amounts reflected are the actual dollar amounts received by clients after deduction of attorney’s fees and expenses.
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* James Stanley is the only attorney of the Law Office of James M. Stanley that has been inducted into the Multi-Million Dollar Advocates Forum and Million Dollar Advocates Forum

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