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Blogs 2018 February What Not to Say to an Insurer after a Car Accident
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What Not to Say to an Insurer after a Car Accident

Posted By Law Office of James M. Stanley || 22-Feb-2018

If you are involved in a car accident, you may require assistance from your insurance provider to pay your medical bills and repair your vehicle. However, giving away too much detail or saying the wrong thing can prove costly to your claim, resulting in a reduced settlement amount or a complete denial of your claim altogether.

The following are things you shouldn’t say to your insurance company following a car accident:

  • “It was my fault.” Avoid admitting fault for the crash. Even if you are actually at fault, the other driver may have also contributed to the accident and could also share the blame. When you describe the incident to the adjuster, only tell them about the basics without adding any personal opinions. Avoid saying sorry to the other driver since this statement could be misconstrued as an admission of fault.
  • “I’m fine.” Although symptoms of some injuries are obvious, many are not. You may not be aware of sustaining whiplash or suffering from internal bleeding. If you do not experience any pain from the crash, you should get it checked out by a doctor anyway. Avoid signing any medical release form from the insurance company until you discuss your case with an attorney.
  • “I accept.” When an insurance company offers an individual an initial settlement, most of them are low ball offers. While you may have expensive medical bills to pay for and are losing wages because you’re not working, avoid accepting a settlement offer that does not fully compensate you for injuries.
  • “This is my official statement.” Do not give an official statement that is recorded until you have discussed your accident with an attorney. You are not required to have your statement recorded, so what you say may be taken out of context and used against you.

If you have been injured in a car accident in Texas, request a free consultation with our Fort Worth personal injury lawyer at the Law Offices of James M. Stanley today.

Categories: Personal Injury, Car Accidents

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The following is a sampling of some of the many cases we have had the privilege to handle on behalf of our clients. Each case is unique and must be evaluated on its own merits. Past results do not predict future results.​​

  • Catastrophic High Pressure Water Injury Resulting in Ruptured Colon, Infections, Multiple Surgeries Required

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    NET TO CLIENT $465,230.35

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    NET TO CLIENT $303,070.11

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    NET TO CLIENT $341,061.50


*The amounts reflected are the actual dollar amounts received by clients after deduction of attorney’s fees and expenses.
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