Many Texas employers choose to carry valid workers’ compensation
insurance, and public employers are legally required to do so as well.
This is because the workers’ compensation system protects workers
who are injured while working, and circumvents the need for
personal injury litigation: In other words, it’s considered to be a win-win for both parties.
Many people worry that filing a workers’ compensation claim is akin
to suing their employer, and may fear bringing a “case” against
them. Fortunately, you can pursue a workers’ comp claim regardless
of whether your employer was at fault. These crucial benefits can often
make the difference between a speedy, affordable recovery process and
mounting debt for medical treatments.
Is There a Need to Prove Fault in Workers’ Comp?
Contrary to popular belief, workers’ compensation is not a form of
litigation, and with very few exceptions, your claim won’t end up
anywhere near a courtroom. Because of the Workers’ Compensation
Act of 1993, you also will not receive a settlement: Instead, you’ll
receive regular benefits to cover medical treatments, surgeries, lost
wages, and other expenses related to your injury. These are usually awarded
on an “as needed” basis, but you can also receive a lump sum
for certain benefits, such as impairment income.
Thanks to the workers’ compensation system, you may receive a faster
and more decisive decision on your claim after sustaining a workplace
injury. Of course, Texas is unusual in that it does not require all employers
to carry workers’ compensation. If your employer does not have a
workers’ comp program in place, then they will be considered a “non-subscriber”
– and you will have to pursue a traditional personal injury claim
Skilled Litigation and Workers’ Comp Lawyers
At the Law Office James M. Stanley, our mission is to help injured Texans
during the most difficult times of their lives. Whether we’re fighting
out a fierce litigation battle in the courtroom or filling out complex
forms on your behalf, our seasoned workers’ compensation attorneys
can do it all. Since 1976, the people of Fort Worth have trusted us to
put our experience and resources on the line for them, and we’re
ready to do the same on your
workplace injury claim.
Call (817) 591-4222 today to speak with our attorneys!