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Blogs 2019 January What Happens When You're Involved in an Uber or Lyft Accident?
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What Happens When You're Involved in an Uber or Lyft Accident?

Posted By Law Office of James M. Stanley || 14-Jan-2019

Ridesharing companies Uber and Lyft have become a popular alternative to taxis and public transportation. Whether you are visiting a new city, commuting to work, or have been out all night drinking with friends, you can request a ride through a smartphone app and wait a few minutes until the driver arrives to take you to your destination.

But what happens when you are involved in a car accident with an Uber or Lyft driver—whether you are a passenger or driving another vehicle? In most cases, injured victims must file a claim with the at-fault driver’s insurance company.

According to these ridesharing companies, their drivers are considered independent contractors, rather than employees. So, if you are injured in a collision caused by an Uber/Lyft driver while riding as a passenger or driving your own car, you must file your claim to the ridesharing driver’s insurance company—if he/she has a special provision in their personal coverage concerning ridesharing services or has a commercial insurance policy.

However, most Uber/Lyft drivers do not have this type of coverage or provision which will cover your injuries. Additionally, their personal coverage doesn’t often include a “business use exception,” meaning it won’t cover your damages and injuries since the at-fault driver was driving for business purposes.

Fortunately, Uber and Lyft carry third party liability insurance coverage. Keep in mind, these policies will take effect once the ridesharing driver’s won insurance has been depleted—if they have the right type of coverage.

The following are the policies provided by Uber and Lyft in the event of a car accident, if the driver:

  • When the driver hasn’t logged on the Uber/Lyft app – Ridesharing companies will not provide coverage.
  • When the driver is logged on but hasn’t accepted a request for a ride yet – If the driver collides with another vehicle, the ridesharing companies provide up to $50,000 per person involved, $100,000 per accident, and $25,000 in property damage liability.
  • When the driver has accepted a ride request – Ridesharing companies provide $1 million worth of liability coverage.

If you have been involved in an Uber or Lyft accident in Fort Worth, our experienced legal team at the Law Office of James M. Stanley can guide you through the complexities of your case, protect your rights, and maximize your entitled settlement.

For more information about ridesharing accidents, contact us and schedule a free consultation today.

Categories: Car Accidents

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The following is a sampling of some of the many cases we have had the privilege to handle on behalf of our clients. Each case is unique and must be evaluated on its own merits. Past results do not predict future results.​​

  • Catastrophic High Pressure Water Injury Resulting in Ruptured Colon, Infections, Multiple Surgeries Required

    NET TO CLIENT $3,069,546.66

  • Catastrophic Brain Injury/Motor Vehicle Accident

    NET TO CLIENT $3,018,051.78

  • Electrocution involving Defective Product

    NET TO CLIENT $2,491,510.87

  • Wrongful Death caused by Employer Negligence

    NET TO CLIENT $1,119,736.98

  • Grandmother seriously injured when rear-ended by 18-wheeler oil

    NET TO CLIENT $977,516.95

  • Wrongful Death due to Employer Negligence

    NET TO CLIENT $852,773.73

  • Wrongful Death caused by Employer Negligence.

    NET TO CLIENT $841,000.00

  • Catastrophic Injury caused by Defective Product.

    NET TO CLIENT $714,000.00

  • Wrongful Death caused by Employer Negligence

    NET TO CLIENT $728,664.19

  • Serious injury caused by 18-Wheeler blocking road

    NET TO CLIENT $584,309.41

  • Wrongful Death caused by Medical Malpractice.

    NET TO CLIENT $443,360.00

  • Wrongful Death and Survival Action

    NET TO CLIENT $461,423.23

  • Wrongful Death of a Fetus and Serious Personal Injury

    NET TO CLIENT $584,062.75

  • Wrongful Deaths

    NET TO CLIENT $532,211.06

  • Wrongful Death of a child

    NET TO CLIENT $499,266.40

  • Serious injuries to driver of 18-wheeler

    NET TO CLIENT $465,230.35

  • Wrongful Death caused by Medical Malpractice.

    NET TO CLIENT $359,520.00

  • Wrongful Death of a Child

    NET TO CLIENT $303,070.11

  • Wrongful Death of a Child

    NET TO CLIENT $380,345.57

  • Wrongful Death caused by physician negligence

    NET TO CLIENT$345,526.90

  • Serious Personal Injury

    NET TO CLIENT $352,813.23

  • Wrongful Death of a Child

    NET TO CLIENT $320,706.81

  • Medical negligence by hospital

    NET TO CLIENT $284,156.68

  • Wrongful Death Alcohol-Related Accident

    NET TO CLIENT $341,061.50


*The amounts reflected are the actual dollar amounts received by clients after deduction of attorney’s fees and expenses.
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