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Understanding Homeowner Insurance Claims


Homeowners insurance is often overlooked as a source of compensation for people who have been injured due to the negligence of another. Almost all homeowners insurance policies include liability coverage that covers unintentional injuries caused by members of the household, regardless of where the injury takes place. Below, we take a closer look at these claims and the challenges injury victims may face as they seek relief.

What Does Homeowners Insurance Cover?

Claims have been covered under homeowners insurance include:

  • Dog bites
  • Gun accidents
  • Failure to supervise children
  • Providing alcohol to minors
  • Certain claims arising out of sexual assaults
  • Hazardous property conditions

Securing the Relief You Deserve

If you've suffered a serious injury due to the negligence of another, you may be relieved to learn that the homeowner has homeowner insurance. Unfortunately, homeowner insurance claims are much like other insurance claims in that the provider will likely resist paying out what the victim deserves.

Hiring a proven Fort Worth personal injury attorney is the most effective way to show an insurance provider that you're taking the claim seriously and are willing to negotiate—and even litigate—in order to receive the compensation you deserve.

At the Law Office of James M. Stanley, our firm has been helping injury victims recover the money they deserve since 1976. Over that time, our experienced team of legal advocates has recovered millions of dollars in compensation for clients who have been injured, bereaved, and wronged.

Ready to start exploring your legal options after your injury? Call our offices to request a consultation today. Se habla español.

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